Terms of Use

These Terms of Use (“Terms”) govern your access to and use of comparefloridahealth.com (the “Site”), operated by United Liberty Insurance Agency LLC, doing business as CompareFloridaHealth(“we,” “us,” or “our”). By accessing or using the Site, you agree to these Terms. If you do not agree, please do not use the Site.

Who we are

CompareFloridaHealthis a marketing website operated by a licensed Florida insurance agency (License L123832). We are an insurance agency, not an insurer, and we are not a government agency or the official Health Insurance Marketplace. See our Disclaimer for important details.

Educational information, not advice

Content on the Site is provided for general educational and informational purposes only. It is not insurance, legal, tax, financial, or medical advice, and it is not a substitute for advice from a licensed professional who understands your specific situation. Always confirm plan details, costs, networks, and eligibility before enrolling.

No guarantee of coverage, eligibility, or savings

Quotes, estimates (including any subsidy calculator results), and plan information are illustrations based on the information available and may not reflect your final price or eligibility. We do not guarantee that you will qualify for any plan, subsidy, discount, or specific savings. Plan availability, premiums, benefits, and provider networks vary by ZIP code and are determined by carriers and applicable rules at the time of enrollment, and are subject to change.

Requesting contact

When you submit a request, you authorize us and the licensed agents we work with to contact you as described in our Privacy Policy. You represent that the contact information you provide is accurate and that you are authorized to receive communications at that number and email address.

Acceptable use

You agree not to:

• Use the Site for any unlawful, fraudulent, or harmful purpose;
• Submit false information or impersonate another person;
• Attempt to interfere with, disrupt, scrape, or gain unauthorized access to the Site or its systems; or
• Use the Site in violation of any applicable law or regulation.

Intellectual property

The Site and its content, including text, graphics, logos, and design, are owned by or licensed to us and are protected by intellectual-property laws. You may view and print content for your personal, non-commercial use. You may not copy, reproduce, distribute, or create derivative works without our written permission.

Third-party links and content

The Site may contain links to third-party websites and reference third-party data (for example, provider directories or government resources). We do not control and are not responsible for third-party sites or the accuracy of third-party data. Links do not imply endorsement.

Disclaimer of warranties

The Site is provided “as is” and “as available,” without warranties of any kind, whether express or implied, including warranties of merchantability, fitness for a particular purpose, accuracy, and non-infringement. We do not warrant that the Site will be uninterrupted, error-free, or secure.

Limitation of liability

To the fullest extent permitted by law, United Liberty Insurance Agency LLC and its owners, employees, and agents will not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or data, arising out of or related to your use of the Site, even if advised of the possibility of such damages.

Indemnification

You agree to indemnify and hold harmless United Liberty Insurance Agency LLCfrom any claims, losses, or expenses (including reasonable attorneys' fees) arising from your misuse of the Site or violation of these Terms.

Governing law

These Terms are governed by the laws of the State of Florida, without regard to its conflict-of-laws rules. Any dispute will be brought in the state or federal courts located in Florida.

Changes to these Terms

We may update these Terms from time to time. The updated version will be posted here with a new “Last updated” date, and your continued use of the Site means you accept the changes.

Contact

Questions about these Terms? Email info@comparefloridahealth.com or call (888) 880-4335.

These Terms are provided for general informational purposes and do not constitute legal advice. We recommend having qualified counsel review them before launch.