Florida health insurance, finally made clear.
Compare ACA marketplace, Medicare Advantage, and private plans side-by-side. Estimate your 2026 subsidy, then talk to a licensed Florida agent — free, with zero pressure.
- Unbiased comparisons
- Licensed FL agents
- No cost to you
Big changes hit Florida in 2026
Enhanced subsidies expired December 31, 2025, and the “subsidy cliff” is back. Florida households face some of the steepest premium increases in the country — about $2,544 more per yearfor many unsubsidized enrollees. Don't overpay: see exactly where you stand.
Read the full 2026 guide →What are you looking for?
ACA / Marketplace
Individual & family plans with subsidies. Best for most under-65 Floridians.
Learn more →Medicare
Medicare Advantage & supplements. 611 plans in Florida — find the right fit.
Learn more →Self-employed
1099, freelancer, or small business owner? Compare your best private options.
Learn more →Is your doctor covered?
Search Florida doctors near you, then we'll help make sure they're in your plan's network.
Health insurance by Florida city
Local plan info for your county.
How it works
Tell us what you need
Answer a few quick questions — ACA, Medicare, or self-employed. Takes about 2 minutes.
We compare your options
A licensed Florida agent compares plans across multiple carriers and finds every subsidy you qualify for.
Enroll with confidence
Pick the plan that fits and enroll with free, ongoing support — no cost, no pressure.
Talk to a licensed Florida agent
Skip the confusing fine print. A local, licensed agent compares plans across multiple carriers, finds every subsidy you qualify for, and helps you enroll — free, with zero pressure.
- Licensed in Florida — not an offshore call center
- Compares multiple top carriers, fully unbiased
- Free, with no cost or obligation
Common questions
Is CompareFloridaHealth free to use?
Yes, completely free. We're a licensed Florida insurance agency, and agents are paid by the insurance carriers — never by you. There's no cost or obligation to get a quote or enroll through us.
Are you part of the government or HealthCare.gov?
No. We are an independent licensed Florida insurance agency and are not affiliated with the government, Medicare, or HealthCare.gov. We help you compare and enroll in plans from multiple carriers.
Will my information be sold to other companies?
No. Your information is used only to help a licensed agent prepare your quote and is never sold to third parties.
Do you offer plans from more than one company?
Yes. Because we're an independent agency, we compare plans from multiple top Florida carriers to find the best fit for your needs and budget — not just one company's products.
See what you'd actually pay in 2026
Compare Florida plans and get a real quote from a licensed agent — free, no obligation.